Simple, short-term installments

Divide your total into 4 interest-free payments due every 2 weeks, with no impact to your credit score.

Down payment due today.

Check out securely with PayPal and choose Pay Later 

About Pay in 4

  • Pay in 4 is available upon approval for purchases of $30-$600.
  • Pay in 4 is not currently available to residents of New Mexico, North Dakota, Missouri, South Dakota, Wisconsin, or any U.S. Territories. Offer availability also depends on the merchant.
  • Late fees may apply for missed payments depending on your state of residency.
  • When applying, a soft credit check may be needed, but will not affect your credit score.
  • You must be of legal age in your U.S. state of residence to use Pay in 4.
  • Loans to California residents are made or arranged pursuant to a California Finance Lenders Law license.
  • PayPal, Inc. is a Georgia Installment Lender Licensee, NMLS #910457.